[geeks] home equipment inventories

[Bill Bradford]

On Wed, Jan 09, 2002 at 08:10:46AM -0500, Ken Hansen wrote:
> the 
> house was a complete loss. You'd be suprised at what you really have, 
> and what it would cost.

Actually, I *know* what I have, and what it would cost; I go through and
make an estimate once a year or so if I get bored.

> For example, what would it cost to replace *all* your underwear, all 
> your pants & shirts, jackets, and shoes? Even with a simple wardrobe, 
> you could burn through $2K in no time (do you want to go without shoes 
> for two weeks waiting for a sale on shoes?)...

$2K?  Lets see.  I spend about $50 on a pair of pants.  My shoes cost
$20 at wal-mart.  Shirts run about $20-25.  I could replace my entire
current wardrobe for $1K, easy, and end up with MORE clothes.

The most expensive things we own are the computers, and then my 
$2K kingsize bed.  I could replace the $2K bed with a $500 bed and
"get by".  I could replace EVERYTHING ELSE with a truck, an afternoon 
at Frys, and a used furniture store.

> You should, in my opinion, choose an insurance company based on how they 
> treat claimants, not on their rate alone...

I never chose Liberty Mutual on their rate.  I chose them because I'd heard
good things, and Amy's mother worked for them for twenty years.  It just 
turns out that they have *great* service, and I've ended up on the "good"
side of the rate stick this time, since we have two cars and a house all
insured with them.  I've gotten fucked by an insurer before (*cough* state
farm *cough*).

> Anyway, that's enough on that topic.

Yes, it is.

> I don't need it defined, but you might want to establish it as a legal 
> entity, since if it is not defined, it's losses/liabilities would fall 
> to you personally I suspect (But, IANAL)...

If its a hobby, why would I want to establish it as a legal entity?

Even if OnRamp blew up tomrorow, I'd take another machine down to
wherever I was going to host it from, reinstall Solaris, and then
restore stuff from my 2-3-day-old backups on CD, then ressurect the
site and lists.  It doesent *have* any "losses/liabilities".  Its a 
WEB SITE, KEN.

Bill

-- 
Bill Bradford
mrbill at mrbill.net
Austin, TX